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The book, delinquency, collections and origination quality, filtered as you need.
AUM and disbursements over 12 months; Oct 2026 is month to date.
₹ Cr, month end
Synthetic data · as of 12 Oct 2026
₹ Cr, monthly
Synthetic data · as of 12 Oct 2026
AUM, ₹ Cr, month end
Synthetic data · as of 12 Oct 2026
Loans by days past due. PAR 30 is 31+ DPD and GNPA is 90+ DPD, by value. The roll rate is the share moving to a worse bucket in a month; a vintage is the loans disbursed in one quarter.
% of AUM, month end
Synthetic data · as of 12 Oct 2026
% of loans in each bucket at the start of the month, by count
| From ↓ to → | Current | 1–30 | 31–60 | 61–90 | 90+ |
|---|---|---|---|---|---|
| Current | 96.6% | 3.4% | 0.0% | 0.0% | 0.0% |
| 1–30 | 51.1% | 20.1% | 28.8% | 0.0% | 0.0% |
| 31–60 | 23.5% | 0.0% | 29.1% | 47.4% | 0.0% |
| 61–90 | 10.7% | 0.0% | 0.0% | 25.1% | 64.1% |
| 90+ | 2.9% | 0.0% | 0.0% | 0.0% | 97.1% |
Synthetic data · as of 12 Oct 2026
Jul 2026 to Sep 2026
| From ↓ to → | Current | 1–30 | 31–60 | 61–90 | 90+ |
|---|---|---|---|---|---|
| Current | 96.9% | 3.1% | 0.0% | 0.0% | 0.0% |
| 1–30 | 51.3% | 21.8% | 27.0% | 0.0% | 0.0% |
| 31–60 | 23.5% | 0.0% | 31.5% | 44.9% | 0.0% |
| 61–90 | 10.8% | 0.0% | 0.0% | 27.8% | 61.4% |
| 90+ | 2.9% | 0.0% | 0.0% | 0.0% | 97.1% |
Synthetic data · as of 12 Oct 2026
30+ DPD, % of amount disbursed, by months on book
Synthetic data · as of 12 Oct 2026
Collection efficiency against plan, and the branches at either end of the league.
% of the month's demand collected
Synthetic data · as of 12 Oct 2026
| 7 | Dibrugarh IIBR-147 | Dibrugarh | 95.5%−0.9 pp, worse | 13.4% | ₹14.48 Cr |
| 6 | NagaonBR-148 | Nagaon | 96.0%−1.0 pp, worse | 12.0% | ₹2.88 Cr |
| 5 | Guwahati IIIBR-145 | Kamrup Metropolitan | 96.7%−0.8 pp, worse | 10.1% | ₹6.94 Cr |
| 4 | Guwahati IIBR-144 | Kamrup Metropolitan | 97.3%−0.5 pp, worse | 8.6% | ₹29.5 Cr |
| 3 | Nagaon IIBR-149 | Nagaon | 97.3%−0.3 pp, worse | 8.5% | ₹47.93 Cr |
| 2 | DibrugarhBR-146 | Dibrugarh | 97.8%−0.4 pp, worse | 6.6% | ₹40.73 Cr |
| 1 | GuwahatiBR-143 | Kamrup Metropolitan | 98.0%−0.4 pp, worse | 6.4% | ₹27.32 Cr |
| 1 | GuwahatiBR-143 | Kamrup Metropolitan | 98.0%−0.4 pp, worse | 6.4% | ₹27.32 Cr |
| 2 | DibrugarhBR-146 | Dibrugarh | 97.8%−0.4 pp, worse | 6.6% | ₹40.73 Cr |
| 3 | Nagaon IIBR-149 | Nagaon | 97.3%−0.3 pp, worse | 8.5% | ₹47.93 Cr |
| 4 | Guwahati IIBR-144 | Kamrup Metropolitan | 97.3%−0.5 pp, worse | 8.6% | ₹29.5 Cr |
| 5 | Guwahati IIIBR-145 | Kamrup Metropolitan | 96.7%−0.8 pp, worse | 10.1% | ₹6.94 Cr |
| 6 | NagaonBR-148 | Nagaon | 96.0%−1.0 pp, worse | 12.0% | ₹2.88 Cr |
| 7 | Dibrugarh IIBR-147 | Dibrugarh | 95.5%−0.9 pp, worse | 13.4% | ₹14.48 Cr |
First-EMI default rate by dealer for loans sourced from Jun 2026 to Aug 2026; network average 2.1%. Dealers with 20 or more loans. Open a dealer to see its cases.
| 1 | Marwar Two WheelersDLR-0603 | Dibrugarh | 84 | 3 | 3.6% | 1.7× |
| 2 | Balaji BikesDLR-0159 | Guwahati | 85 | 3 | 3.5% | 1.7× |
| 3 | Kaveri AutomobilesDLR-0289 | Guwahati III | 86 | 3 | 3.5% | 1.7× |
| 4 | Coromandel Two Wheelers Guwahati IIIDLR-1105 | Guwahati III | 108 | 3 | 2.8% | 1.3× |
| 5 | Om Sai Light TrucksDLR-0847 | Guwahati | 32 | 0 | 0.0% | 0.0× |
| 6 | Sapthagiri Commercial VehiclesDLR-0391 | Guwahati II | 30 | 0 | 0.0% | 0.0× |
| 7 | Pavan Auto AgenciesDLR-0190 | Nagaon II | 25 | 0 | 0.0% | 0.0× |
| 8 | Balaji AutosDLR-0832 | Dibrugarh | 21 | 0 | 0.0% | 0.0× |
PAR 30 by state and segment, Sep 2026. Blank where a state has no loans in the segment.
% of AUM
| State | M&HCV | LCV | SCV | Used CV | Tractors | CE | 2W | 3W | Cars |
|---|---|---|---|---|---|---|---|---|---|
| Assam | 5.3% | 6.0% | 8.1% | 13.4% | 10.1% | 10.2% | 9.6% | 11.4% | — |
Synthetic data · as of 12 Oct 2026
Whether the early-warning system flagged loans before they rolled into 30+ DPD, and how its bands have performed since.
Flagged beforehand
100%
Median warning
67 days
Loans a month
Synthetic data · as of 12 Oct 2026
% now 30+ DPD, by band on that day
Synthetic data · as of 12 Oct 2026
Plans are set for the whole book, so plan lines show only without filters.
Showing Assam