Go to a page or run an action.
Monitor
The book, delinquency, collections and origination quality, filtered as you need.
AUM and disbursements over 12 months; Oct 2026 is month to date.
₹ Cr, month end
Synthetic data · as of 12 Oct 2026
₹ Cr, monthly
Synthetic data · as of 12 Oct 2026
AUM, ₹ Cr, month end
Synthetic data · as of 12 Oct 2026
Loans by days past due. PAR 30 is 31+ DPD and GNPA is 90+ DPD, by value. The roll rate is the share moving to a worse bucket in a month; a vintage is the loans disbursed in one quarter.
% of AUM, month end
Synthetic data · as of 12 Oct 2026
% of loans in each bucket at the start of the month, by count
| From ↓ to → | Current | 1–30 | 31–60 | 61–90 | 90+ |
|---|---|---|---|---|---|
| Current | 96.5% | 3.5% | 0.0% | 0.0% | 0.0% |
| 1–30 | 50.4% | 20.4% | 29.1% | 0.0% | 0.0% |
| 31–60 | 23.1% | 0.0% | 28.7% | 48.2% | 0.0% |
| 61–90 | 10.6% | 0.0% | 0.0% | 24.3% | 65.1% |
| 90+ | 2.9% | 0.0% | 0.0% | 0.0% | 97.1% |
Synthetic data · as of 12 Oct 2026
Jul 2026 to Sep 2026
| From ↓ to → | Current | 1–30 | 31–60 | 61–90 | 90+ |
|---|---|---|---|---|---|
| Current | 96.8% | 3.2% | 0.0% | 0.0% | 0.0% |
| 1–30 | 50.5% | 22.1% | 27.4% | 0.0% | 0.0% |
| 31–60 | 23.2% | 0.0% | 31.1% | 45.7% | 0.0% |
| 61–90 | 10.6% | 0.0% | 0.0% | 26.8% | 62.6% |
| 90+ | 2.9% | 0.0% | 0.0% | 0.0% | 97.1% |
Synthetic data · as of 12 Oct 2026
30+ DPD, % of amount disbursed, by months on book
Synthetic data · as of 12 Oct 2026
Collection efficiency against plan, and the branches at either end of the league.
% of the month's demand collected
Synthetic data · as of 12 Oct 2026
| 11 | GayaBR-135 | Gaya | 95.4%−1.3 pp, worse | 14.3% | ₹40.11 Cr |
| 10 | PatnaBR-132 | Patna | 96.3%−0.7 pp, worse | 11.3% | ₹76.43 Cr |
| 9 | Purnia IIBR-142 | Purnia | 96.6%−0.3 pp, worse | 10.3% | ₹63.47 Cr |
| 8 | MuzaffarpurBR-137 | Muzaffarpur | 96.8%−0.6 pp, worse | 9.6% | ₹64.07 Cr |
| 7 | Bhagalpur IIBR-140 | Bhagalpur | 96.9%−0.7 pp, worse | 9.6% | ₹107.24 Cr |
| 6 | Gaya IIBR-136 | Gaya | 96.9%−0.5 pp, worse | 9.7% | ₹46.82 Cr |
| 5 | Patna IIBR-133 | Patna | 97.1%−0.5 pp, worse | 9.3% | ₹60.48 Cr |
| 4 | PurniaBR-141 | Purnia | 97.3%−0.5 pp, worse | 7.6% | ₹41.21 Cr |
| 3 | Patna IIIBR-134 | Patna | 97.5%−0.6 pp, worse | 7.6% | ₹78.43 Cr |
| 2 | Muzaffarpur IIBR-138 | Muzaffarpur | 97.6%−0.6 pp, worse | 7.6% | ₹83.39 Cr |
| 1 | BhagalpurBR-139 | Bhagalpur | 97.6%−0.3 pp, worse | 7.6% | ₹81.83 Cr |
| 2 | Muzaffarpur IIBR-138 | Muzaffarpur | 97.6%−0.6 pp, worse | 7.6% | ₹83.39 Cr |
| 3 | Patna IIIBR-134 | Patna | 97.5%−0.6 pp, worse | 7.6% | ₹78.43 Cr |
| 4 | PurniaBR-141 | Purnia | 97.3%−0.5 pp, worse | 7.6% | ₹41.21 Cr |
| 5 | Patna IIBR-133 | Patna | 97.1%−0.5 pp, worse | 9.3% | ₹60.48 Cr |
| 6 | Gaya IIBR-136 | Gaya | 96.9%−0.5 pp, worse | 9.7% | ₹46.82 Cr |
| 7 | Bhagalpur IIBR-140 | Bhagalpur | 96.9%−0.7 pp, worse | 9.6% | ₹107.24 Cr |
| 8 | MuzaffarpurBR-137 | Muzaffarpur | 96.8%−0.6 pp, worse | 9.6% | ₹64.07 Cr |
| 9 | Purnia IIBR-142 | Purnia | 96.6%−0.3 pp, worse | 10.3% | ₹63.47 Cr |
| 10 | PatnaBR-132 | Patna | 96.3%−0.7 pp, worse | 11.3% | ₹76.43 Cr |
First-EMI default rate by dealer for loans sourced from Jun 2026 to Aug 2026; network average 2.1%. Dealers with 20 or more loans. Open a dealer to see its cases.
| 1 | Shree Ganesh Truck BazaarDLR-0561 | Bhagalpur II | 52 | 3 | 5.8% | 2.7× |
| 2 | Konkan Two WheelersDLR-0749 | Purnia | 271 | 9 | 3.3% | 1.6× |
| 3 | Murugan Motors MuzaffarpurDLR-0864 | Muzaffarpur | 216 | 7 | 3.2% | 1.5× |
| 4 | Satpura Motors MuzaffarpurDLR-1147 | Muzaffarpur | 190 | 6 | 3.2% | 1.5× |
| 5 | Shakti Used VehiclesDLR-0395 | Gaya | 33 | 1 | 3.0% | 1.4× |
| 6 | Brahmaputra BikesDLR-0075 | Gaya | 378 | 9 | 2.4% | 1.1× |
| 7 | Trident Two WheelersDLR-0018 | Bhagalpur II | 126 | 3 | 2.4% | 1.1× |
| 8 | Balaji Two Wheelers PurniaDLR-0884 | Purnia | 297 | 7 | 2.4% | 1.1× |
| 9 | Crescent BikesDLR-0180 | Muzaffarpur | 139 | 3 | 2.2% | 1.0× |
| 10 | Konkan AutomobilesDLR-0117 | Patna II | 162 | 3 | 1.9% | 0.9× |
PAR 30 by state and segment, Sep 2026. Blank where a state has no loans in the segment.
% of AUM
| State | M&HCV | LCV | SCV | Used CV | Tractors | CE | 2W | 3W | Cars |
|---|---|---|---|---|---|---|---|---|---|
| Bihar | 7.2% | 9.8% | 9.5% | 11.5% | 9.6% | 8.6% | 10.4% | 10.5% | 5.2% |
Synthetic data · as of 12 Oct 2026
Whether the early-warning system flagged loans before they rolled into 30+ DPD, and how its bands have performed since.
Flagged beforehand
86%
Median warning
44 days
Loans a month
Synthetic data · as of 12 Oct 2026
% now 30+ DPD, by band on that day
Synthetic data · as of 12 Oct 2026
Plans are set for the whole book, so plan lines show only without filters.
Showing Bihar