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The book, delinquency, collections and origination quality, filtered as you need.
AUM and disbursements over 12 months; Oct 2026 is month to date.
₹ Cr, month end
Synthetic data · as of 12 Oct 2026
₹ Cr, monthly
Synthetic data · as of 12 Oct 2026
AUM, ₹ Cr, month end
Synthetic data · as of 12 Oct 2026
Loans by days past due. PAR 30 is 31+ DPD and GNPA is 90+ DPD, by value. The roll rate is the share moving to a worse bucket in a month; a vintage is the loans disbursed in one quarter.
% of AUM, month end
Synthetic data · as of 12 Oct 2026
% of loans in each bucket at the start of the month, by count
| From ↓ to → | Current | 1–30 | 31–60 | 61–90 | 90+ |
|---|---|---|---|---|---|
| Current | 96.5% | 3.5% | 0.0% | 0.0% | 0.0% |
| 1–30 | 50.9% | 20.1% | 28.9% | 0.0% | 0.0% |
| 31–60 | 23.4% | 0.0% | 28.9% | 47.8% | 0.0% |
| 61–90 | 10.7% | 0.0% | 0.0% | 24.8% | 64.6% |
| 90+ | 2.9% | 0.0% | 0.0% | 0.0% | 97.1% |
Synthetic data · as of 12 Oct 2026
Jul 2026 to Sep 2026
| From ↓ to → | Current | 1–30 | 31–60 | 61–90 | 90+ |
|---|---|---|---|---|---|
| Current | 96.8% | 3.2% | 0.0% | 0.0% | 0.0% |
| 1–30 | 50.8% | 21.9% | 27.3% | 0.0% | 0.0% |
| 31–60 | 23.3% | 0.0% | 31.2% | 45.5% | 0.0% |
| 61–90 | 10.7% | 0.0% | 0.0% | 27.1% | 62.2% |
| 90+ | 2.9% | 0.0% | 0.0% | 0.0% | 97.1% |
Synthetic data · as of 12 Oct 2026
30+ DPD, % of amount disbursed, by months on book
Synthetic data · as of 12 Oct 2026
Collection efficiency against plan, and the branches at either end of the league.
% of the month's demand collected
Synthetic data · as of 12 Oct 2026
| 13 | KarnalBR-051 | Karnal | 97.7%−0.5 pp, worse | 7.3% | ₹20.17 Cr |
| 12 | GurugramBR-042 | Gurugram | 97.9%−0.3 pp, worse | 6.8% | ₹76.41 Cr |
| 11 | FaridabadBR-045 | Faridabad | 97.9%−0.5 pp, worse | 6.6% | ₹92.17 Cr |
| 10 | Hisar IIBR-050 | Hisar | 97.9%−0.5 pp, worse | 6.5% | ₹145 Cr |
| 9 | Rohtak IIBR-054 | Rohtak | 98.1%−0.4 pp, worse | 6.3% | ₹216.89 Cr |
| 8 | Panipat IIBR-048 | Panipat | 98.2%−0.1 pp, worse | 5.6% | ₹38.15 Cr |
| 7 | Faridabad IIBR-046 | Faridabad | 98.2%−0.4 pp, worse | 5.6% | ₹139.62 Cr |
| 6 | PanipatBR-047 | Panipat | 98.2%−0.3 pp, worse | 5.9% | ₹32.66 Cr |
| 5 | HisarBR-049 | Hisar | 98.2%−0.3 pp, worse | 5.9% | ₹104.94 Cr |
| 4 | Gurugram IIIBR-044 | Gurugram | 98.2%−0.3 pp, worse | 5.5% | ₹100.76 Cr |
| 1 | Karnal IIBR-052 | Karnal | 98.4%−0.3 pp, worse | 5.3% | ₹97.94 Cr |
| 2 | Gurugram IIBR-043 | Gurugram | 98.3%−0.3 pp, worse | 5.0% | ₹97.23 Cr |
| 3 | RohtakBR-053 | Rohtak | 98.2%−0.4 pp, worse | 5.6% | ₹243.06 Cr |
| 4 | Gurugram IIIBR-044 | Gurugram | 98.2%−0.3 pp, worse | 5.5% | ₹100.76 Cr |
| 5 | HisarBR-049 | Hisar | 98.2%−0.3 pp, worse | 5.9% | ₹104.94 Cr |
| 6 | PanipatBR-047 | Panipat | 98.2%−0.3 pp, worse | 5.9% | ₹32.66 Cr |
| 7 | Faridabad IIBR-046 | Faridabad | 98.2%−0.4 pp, worse | 5.6% | ₹139.62 Cr |
| 8 | Panipat IIBR-048 | Panipat | 98.2%−0.1 pp, worse | 5.6% | ₹38.15 Cr |
| 9 | Rohtak IIBR-054 | Rohtak | 98.1%−0.4 pp, worse | 6.3% | ₹216.89 Cr |
| 10 | Hisar IIBR-050 | Hisar | 97.9%−0.5 pp, worse | 6.5% | ₹145 Cr |
First-EMI default rate by dealer for loans sourced from Jun 2026 to Aug 2026; network average 2.1%. Dealers with 20 or more loans. Open a dealer to see its cases.
| 1 | Silverline Pre-owned TrucksDLR-1011 | Hisar | 77 | 3 | 3.9% | 1.9× |
| 2 | Durga Auto AgenciesDLR-0111 | Gurugram III | 222 | 6 | 2.7% | 1.3× |
| 3 | Deccan Two Wheelers Gurugram IIDLR-1150 | Gurugram II | 245 | 6 | 2.4% | 1.2× |
| 4 | Milestone BikesDLR-0613 | Hisar II | 123 | 3 | 2.4% | 1.2× |
| 5 | Sri Lakshmi Motors RohtakDLR-1112 | Rohtak | 127 | 3 | 2.4% | 1.1× |
| 6 | Sunrise AutomobilesDLR-0354 | Gurugram II | 170 | 4 | 2.4% | 1.1× |
| 7 | Annapurna BikesDLR-0478 | Panipat II | 130 | 3 | 2.3% | 1.1× |
| 8 | Kamakhya AutomobilesDLR-0185 | Faridabad II | 271 | 6 | 2.2% | 1.1× |
| 9 | Malwa Two WheelersDLR-0538 | Faridabad II | 241 | 5 | 2.1% | 1.0× |
| 10 | Trident Auto AgenciesDLR-0709 | Gurugram III | 146 | 3 | 2.1% | 1.0× |
PAR 30 by state and segment, Sep 2026. Blank where a state has no loans in the segment.
% of AUM
| State | M&HCV | LCV | SCV | Used CV | Tractors | CE | 2W | 3W | Cars |
|---|---|---|---|---|---|---|---|---|---|
| Haryana | 4.9% | 5.2% | 7.1% | 6.9% | 7.5% | 6.6% | 6.8% | 6.8% | 3.6% |
Synthetic data · as of 12 Oct 2026
Whether the early-warning system flagged loans before they rolled into 30+ DPD, and how its bands have performed since.
Flagged beforehand
76%
Median warning
51 days
Loans a month
Synthetic data · as of 12 Oct 2026
% now 30+ DPD, by band on that day
Synthetic data · as of 12 Oct 2026
Plans are set for the whole book, so plan lines show only without filters.
Showing Haryana