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The book, delinquency, collections and origination quality, filtered as you need.
AUM and disbursements over 12 months; Oct 2026 is month to date.
₹ Cr, month end
Synthetic data · as of 12 Oct 2026
₹ Cr, monthly
Synthetic data · as of 12 Oct 2026
AUM, ₹ Cr, month end
Synthetic data · as of 12 Oct 2026
Loans by days past due. PAR 30 is 31+ DPD and GNPA is 90+ DPD, by value. The roll rate is the share moving to a worse bucket in a month; a vintage is the loans disbursed in one quarter.
% of AUM, month end
Synthetic data · as of 12 Oct 2026
% of loans in each bucket at the start of the month, by count
| From ↓ to → | Current | 1–30 | 31–60 | 61–90 | 90+ |
|---|---|---|---|---|---|
| Current | 96.5% | 3.5% | 0.0% | 0.0% | 0.0% |
| 1–30 | 49.8% | 20.5% | 29.8% | 0.0% | 0.0% |
| 31–60 | 22.6% | 0.0% | 27.8% | 49.6% | 0.0% |
| 61–90 | 10.4% | 0.0% | 0.0% | 22.7% | 66.9% |
| 90+ | 2.8% | 0.0% | 0.0% | 0.0% | 97.2% |
Synthetic data · as of 12 Oct 2026
Jul 2026 to Sep 2026
| From ↓ to → | Current | 1–30 | 31–60 | 61–90 | 90+ |
|---|---|---|---|---|---|
| Current | 96.8% | 3.2% | 0.0% | 0.0% | 0.0% |
| 1–30 | 49.9% | 22.1% | 28.0% | 0.0% | 0.0% |
| 31–60 | 22.7% | 0.0% | 30.3% | 47.0% | 0.0% |
| 61–90 | 10.4% | 0.0% | 0.0% | 25.3% | 64.3% |
| 90+ | 2.8% | 0.0% | 0.0% | 0.0% | 97.2% |
Synthetic data · as of 12 Oct 2026
30+ DPD, % of amount disbursed, by months on book
Synthetic data · as of 12 Oct 2026
Collection efficiency against plan, and the branches at either end of the league.
% of the month's demand collected
Synthetic data · as of 12 Oct 2026
| 9 | GhatshilaBR-198 | East Singhbhum | 96.0%−0.7 pp, worse | 11.7% | ₹18.59 Cr |
| 8 | BokaroBR-199 | Bokaro | 96.9%−0.7 pp, worse | 9.7% | ₹28.44 Cr |
| 7 | Bokaro IIBR-200 | Bokaro | 97.0%−0.7 pp, worse | 9.1% | ₹41.98 Cr |
| 6 | DhanbadBR-195 | Dhanbad | 97.1%−0.6 pp, worse | 9.0% | ₹22.42 Cr |
| 5 | JamshedpurBR-197 | East Singhbhum | 97.4%−0.4 pp, worse | 8.4% | ₹58.87 Cr |
| 4 | RanchiBR-192 | Ranchi | 97.6%−0.4 pp, worse | 7.6% | ₹27.37 Cr |
| 3 | Dhanbad IIBR-196 | Dhanbad | 97.8%−0.4 pp, worse | 6.6% | ₹76.78 Cr |
| 2 | Ranchi IIBR-193 | Ranchi | 97.9%−0.5 pp, worse | 6.9% | ₹68.83 Cr |
| 1 | Ranchi IIIBR-194 | Ranchi | 99.1%−0.2 pp, worse | 3.3% | ₹3.1 Cr |
| 1 | Ranchi IIIBR-194 | Ranchi | 99.1%−0.2 pp, worse | 3.3% | ₹3.1 Cr |
| 2 | Ranchi IIBR-193 | Ranchi | 97.9%−0.5 pp, worse | 6.9% | ₹68.83 Cr |
| 3 | Dhanbad IIBR-196 | Dhanbad | 97.8%−0.4 pp, worse | 6.6% | ₹76.78 Cr |
| 4 | RanchiBR-192 | Ranchi | 97.6%−0.4 pp, worse | 7.6% | ₹27.37 Cr |
| 5 | JamshedpurBR-197 | East Singhbhum | 97.4%−0.4 pp, worse | 8.4% | ₹58.87 Cr |
| 6 | DhanbadBR-195 | Dhanbad | 97.1%−0.6 pp, worse | 9.0% | ₹22.42 Cr |
| 7 | Bokaro IIBR-200 | Bokaro | 97.0%−0.7 pp, worse | 9.1% | ₹41.98 Cr |
| 8 | BokaroBR-199 | Bokaro | 96.9%−0.7 pp, worse | 9.7% | ₹28.44 Cr |
| 9 | GhatshilaBR-198 | East Singhbhum | 96.0%−0.7 pp, worse | 11.7% | ₹18.59 Cr |
First-EMI default rate by dealer for loans sourced from Jun 2026 to Aug 2026; network average 2.1%. Dealers with 20 or more loans. Open a dealer to see its cases.
| 1 | Vinayak BikesDLR-0642 | Bokaro II | 63 | 3 | 4.8% | 2.3× |
| 2 | Orbit Bikes BokaroDLR-0674 | Bokaro | 42 | 2 | 4.8% | 2.3× |
| 3 | Om Sai Two WheelersDLR-0187 | Ghatshila | 125 | 5 | 4.0% | 1.9× |
| 4 | Chamundi Bikes Dhanbad IIDLR-0844 | Dhanbad II | 106 | 3 | 2.8% | 1.3× |
| 5 | Sahyadri Auto Agencies Dhanbad IIDLR-0739 | Dhanbad II | 111 | 3 | 2.7% | 1.3× |
| 6 | Deccan Truck BazaarDLR-0201 | Ranchi II | 47 | 0 | 0.0% | 0.0× |
| 7 | Godavari Commercial VehiclesDLR-0007 | Bokaro II | 46 | 0 | 0.0% | 0.0× |
| 8 | Murugan Car WorldDLR-0967 | Dhanbad II | 44 | 0 | 0.0% | 0.0× |
| 9 | Crescent Auto AgenciesDLR-0037 | Dhanbad | 30 | 0 | 0.0% | 0.0× |
| 10 | Nilgiri Commercial VehiclesDLR-0619 | Jamshedpur | 27 | 0 | 0.0% | 0.0× |
PAR 30 by state and segment, Sep 2026. Blank where a state has no loans in the segment.
% of AUM
| State | M&HCV | LCV | SCV | Used CV | Tractors | CE | 2W | 3W | Cars |
|---|---|---|---|---|---|---|---|---|---|
| Jharkhand | 8.2% | 7.8% | 7.6% | 9.2% | 9.2% | — | 11.5% | — | 5.4% |
Synthetic data · as of 12 Oct 2026
Whether the early-warning system flagged loans before they rolled into 30+ DPD, and how its bands have performed since.
Flagged beforehand
75%
Median warning
46 days
Loans a month
Synthetic data · as of 12 Oct 2026
% now 30+ DPD, by band on that day
Synthetic data · as of 12 Oct 2026
Plans are set for the whole book, so plan lines show only without filters.
Showing Jharkhand