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The book, delinquency, collections and origination quality, filtered as you need.
AUM and disbursements over 12 months; Oct 2026 is month to date.
₹ Cr, month end
Synthetic data · as of 12 Oct 2026
₹ Cr, monthly
Synthetic data · as of 12 Oct 2026
AUM, ₹ Cr, month end
Synthetic data · as of 12 Oct 2026
Loans by days past due. PAR 30 is 31+ DPD and GNPA is 90+ DPD, by value. The roll rate is the share moving to a worse bucket in a month; a vintage is the loans disbursed in one quarter.
% of AUM, month end
Synthetic data · as of 12 Oct 2026
% of loans in each bucket at the start of the month, by count
| From ↓ to → | Current | 1–30 | 31–60 | 61–90 | 90+ |
|---|---|---|---|---|---|
| Current | 96.4% | 3.6% | 0.0% | 0.0% | 0.0% |
| 1–30 | 49.1% | 20.8% | 30.2% | 0.0% | 0.0% |
| 31–60 | 22.4% | 0.0% | 27.6% | 50.0% | 0.0% |
| 61–90 | 10.3% | 0.0% | 0.0% | 22.2% | 67.6% |
| 90+ | 2.8% | 0.0% | 0.0% | 0.0% | 97.2% |
Synthetic data · as of 12 Oct 2026
Jul 2026 to Sep 2026
| From ↓ to → | Current | 1–30 | 31–60 | 61–90 | 90+ |
|---|---|---|---|---|---|
| Current | 96.8% | 3.2% | 0.0% | 0.0% | 0.0% |
| 1–30 | 49.1% | 22.6% | 28.3% | 0.0% | 0.0% |
| 31–60 | 22.4% | 0.0% | 30.1% | 47.4% | 0.0% |
| 61–90 | 10.3% | 0.0% | 0.0% | 24.8% | 65.0% |
| 90+ | 2.8% | 0.0% | 0.0% | 0.0% | 97.2% |
Synthetic data · as of 12 Oct 2026
30+ DPD, % of amount disbursed, by months on book
Synthetic data · as of 12 Oct 2026
Collection efficiency against plan, and the branches at either end of the league.
% of the month's demand collected
Synthetic data · as of 12 Oct 2026
| 24 | Ghaziabad IIBR-128 | Ghaziabad | 96.1%−1.1 pp, worse | 11.7% | ₹116.45 Cr |
| 23 | AgraBR-115 | Agra | 96.3%−0.8 pp, worse | 11.1% | ₹177.98 Cr |
| 22 | Lucknow IVBR-111 | Lucknow | 96.4%−0.7 pp, worse | 11.1% | ₹42.94 Cr |
| 21 | VaranasiBR-117 | Varanasi | 96.4%−0.6 pp, worse | 11.3% | ₹103.82 Cr |
| 20 | MeerutBR-119 | Meerut | 96.7%−0.6 pp, worse | 9.6% | ₹125.07 Cr |
| 19 | Lucknow IIBR-109 | Lucknow | 96.9%−0.7 pp, worse | 10.0% | ₹62.41 Cr |
| 18 | Bareilly IIBR-126 | Bareilly | 97.1%−0.6 pp, worse | 8.4% | ₹115.94 Cr |
| 17 | PrayagrajBR-121 | Prayagraj | 97.2%−0.7 pp, worse | 8.3% | ₹201.26 Cr |
| 16 | JhansiBR-131 | Jhansi | 97.3%−0.5 pp, worse | 8.0% | ₹134.48 Cr |
| 15 | Kanpur IIBR-113 | Kanpur Nagar | 97.3%−0.5 pp, worse | 8.4% | ₹118.45 Cr |
| 1 | GhaziabadBR-127 | Ghaziabad | 98.1%−0.4 pp, worse | 6.2% | ₹140.46 Cr |
| 2 | Meerut IIBR-120 | Meerut | 98.1%−0.4 pp, worse | 6.2% | ₹252.57 Cr |
| 3 | Kanpur IIIBR-114 | Kanpur Nagar | 98.1%−0.4 pp, worse | 6.3% | ₹181.31 Cr |
| 4 | Gorakhpur IIBR-124 | Gorakhpur | 97.9%−0.3 pp, worse | 6.6% | ₹70.86 Cr |
| 5 | AligarhBR-129 | Aligarh | 97.9%−0.5 pp, worse | 6.3% | ₹201.94 Cr |
| 6 | Varanasi IIBR-118 | Varanasi | 97.9%−0.4 pp, worse | 6.8% | ₹130.82 Cr |
| 7 | LucknowBR-108 | Lucknow | 97.7%−0.5 pp, worse | 6.8% | ₹53.39 Cr |
| 8 | KanpurBR-112 | Kanpur Nagar | 97.6%−0.5 pp, worse | 7.6% | ₹360.2 Cr |
| 9 | Agra IIBR-116 | Agra | 97.6%−0.5 pp, worse | 7.7% | ₹89.46 Cr |
| 10 | Aligarh IIBR-130 | Aligarh | 97.6%−0.5 pp, worse | 7.2% | ₹201.08 Cr |
First-EMI default rate by dealer for loans sourced from Jun 2026 to Aug 2026; network average 2.1%. Dealers with 20 or more loans. Open a dealer to see its cases.
| 1 | Coromandel Used VehiclesDLR-0785 | Kanpur | 58 | 3 | 5.2% | 2.5× |
| 2 | Malwa Truck BazaarDLR-1129 | Varanasi | 39 | 2 | 5.1% | 2.4× |
| 3 | Trident Pre-owned TrucksDLR-0796 | Agra | 60 | 3 | 5.0% | 2.4× |
| 4 | Godavari Used VehiclesDLR-0776 | Bareilly II | 63 | 3 | 4.8% | 2.3× |
| 5 | Pioneer Pre-owned TrucksDLR-0614 | Prayagraj II | 44 | 2 | 4.5% | 2.2× |
| 6 | Brahmaputra Pre-owned TrucksDLR-1195 | Meerut | 47 | 2 | 4.3% | 2.0× |
| 7 | Milestone Pre-owned TrucksDLR-0533 | Ghaziabad II | 71 | 3 | 4.2% | 2.0× |
| 8 | Hanuman Motor Finance PointDLR-0381 | Agra | 76 | 3 | 3.9% | 1.9× |
| 9 | Royal Auto Agencies MeerutDLR-0822 | Meerut | 289 | 11 | 3.8% | 1.8× |
| 10 | Sapthagiri AutomobilesDLR-0697 | Bareilly II | 386 | 13 | 3.4% | 1.6× |
PAR 30 by state and segment, Sep 2026. Blank where a state has no loans in the segment.
% of AUM
| State | M&HCV | LCV | SCV | Used CV | Tractors | CE | 2W | 3W | Cars |
|---|---|---|---|---|---|---|---|---|---|
| Uttar Pradesh | 7.0% | 6.3% | 7.3% | 10.5% | 8.2% | 6.6% | 10.2% | 8.8% | 4.4% |
Synthetic data · as of 12 Oct 2026
Whether the early-warning system flagged loans before they rolled into 30+ DPD, and how its bands have performed since.
Flagged beforehand
81%
Median warning
39 days
Loans a month
Synthetic data · as of 12 Oct 2026
% now 30+ DPD, by band on that day
Synthetic data · as of 12 Oct 2026
Plans are set for the whole book, so plan lines show only without filters.
Showing Uttar Pradesh