Go to a page or run an action.
Monitor
The book, delinquency, collections and origination quality, filtered as you need.
AUM and disbursements over 12 months; Oct 2026 is month to date.
₹ Cr, month end
Synthetic data · as of 12 Oct 2026
₹ Cr, monthly
Synthetic data · as of 12 Oct 2026
AUM, ₹ Cr, month end
Synthetic data · as of 12 Oct 2026
Loans by days past due. PAR 30 is 31+ DPD and GNPA is 90+ DPD, by value. The roll rate is the share moving to a worse bucket in a month; a vintage is the loans disbursed in one quarter.
% of AUM, month end
Synthetic data · as of 12 Oct 2026
% of loans in each bucket at the start of the month, by count
| From ↓ to → | Current | 1–30 | 31–60 | 61–90 | 90+ |
|---|---|---|---|---|---|
| Current | 96.4% | 3.6% | 0.0% | 0.0% | 0.0% |
| 1–30 | 49.2% | 20.8% | 30.0% | 0.0% | 0.0% |
| 31–60 | 22.5% | 0.0% | 27.8% | 49.6% | 0.0% |
| 61–90 | 10.3% | 0.0% | 0.0% | 22.6% | 67.1% |
| 90+ | 2.8% | 0.0% | 0.0% | 0.0% | 97.2% |
Synthetic data · as of 12 Oct 2026
Jul 2026 to Sep 2026
| From ↓ to → | Current | 1–30 | 31–60 | 61–90 | 90+ |
|---|---|---|---|---|---|
| Current | 96.7% | 3.3% | 0.0% | 0.0% | 0.0% |
| 1–30 | 49.0% | 22.7% | 28.3% | 0.0% | 0.0% |
| 31–60 | 22.5% | 0.0% | 30.3% | 47.2% | 0.0% |
| 61–90 | 10.3% | 0.0% | 0.0% | 25.0% | 64.7% |
| 90+ | 2.8% | 0.0% | 0.0% | 0.0% | 97.2% |
Synthetic data · as of 12 Oct 2026
30+ DPD, % of amount disbursed, by months on book
Synthetic data · as of 12 Oct 2026
Collection efficiency against plan, and the branches at either end of the league.
% of the month's demand collected
Synthetic data · as of 12 Oct 2026
| 11 | DurgapurBR-207 | Paschim Bardhaman | 96.4%−0.8 pp, worse | 11.1% | ₹125.07 Cr |
| 10 | KolkataBR-201 | Kolkata | 97.2%−0.4 pp, worse | 8.7% | ₹70.52 Cr |
| 9 | HowrahBR-208 | Howrah | 97.2%−0.6 pp, worse | 8.3% | ₹58.59 Cr |
| 8 | Kolkata IIBR-202 | Kolkata | 97.3%−0.5 pp, worse | 8.5% | ₹79.91 Cr |
| 7 | Howrah IIBR-209 | Howrah | 97.5%−0.7 pp, worse | 7.3% | ₹43.5 Cr |
| 6 | HaldiaBR-210 | Purba Medinipur | 97.5%−0.5 pp, worse | 7.7% | ₹183.89 Cr |
| 5 | TamlukBR-211 | Purba Medinipur | 97.6%−0.5 pp, worse | 7.4% | ₹240.94 Cr |
| 4 | Kolkata IIIBR-203 | Kolkata | 97.6%−0.4 pp, worse | 7.6% | ₹60.08 Cr |
| 3 | BarasatBR-204 | North 24 Parganas | 97.8%−0.4 pp, worse | 7.0% | ₹108.82 Cr |
| 2 | AsansolBR-206 | Paschim Bardhaman | 98.1%−0.3 pp, worse | 6.4% | ₹134.4 Cr |
| 1 | BarrackporeBR-205 | North 24 Parganas | 99.0%−0.2 pp, worse | 3.7% | ₹29.18 Cr |
| 2 | AsansolBR-206 | Paschim Bardhaman | 98.1%−0.3 pp, worse | 6.4% | ₹134.4 Cr |
| 3 | BarasatBR-204 | North 24 Parganas | 97.8%−0.4 pp, worse | 7.0% | ₹108.82 Cr |
| 4 | Kolkata IIIBR-203 | Kolkata | 97.6%−0.4 pp, worse | 7.6% | ₹60.08 Cr |
| 5 | TamlukBR-211 | Purba Medinipur | 97.6%−0.5 pp, worse | 7.4% | ₹240.94 Cr |
| 6 | HaldiaBR-210 | Purba Medinipur | 97.5%−0.5 pp, worse | 7.7% | ₹183.89 Cr |
| 7 | Howrah IIBR-209 | Howrah | 97.5%−0.7 pp, worse | 7.3% | ₹43.5 Cr |
| 8 | Kolkata IIBR-202 | Kolkata | 97.3%−0.5 pp, worse | 8.5% | ₹79.91 Cr |
| 9 | HowrahBR-208 | Howrah | 97.2%−0.6 pp, worse | 8.3% | ₹58.59 Cr |
| 10 | KolkataBR-201 | Kolkata | 97.2%−0.4 pp, worse | 8.7% | ₹70.52 Cr |
First-EMI default rate by dealer for loans sourced from Jun 2026 to Aug 2026; network average 2.1%. Dealers with 20 or more loans. Open a dealer to see its cases.
| 1 | Pioneer Two WheelersDLR-0588 | Tamluk | 83 | 3 | 3.6% | 1.7× |
| 2 | Utkal BikesDLR-0510 | Tamluk | 88 | 3 | 3.4% | 1.6× |
| 3 | Highway Motors DurgapurDLR-0848 | Durgapur | 336 | 10 | 3.0% | 1.4× |
| 4 | Royal Auto AgenciesDLR-0369 | Durgapur | 206 | 6 | 2.9% | 1.4× |
| 5 | Pioneer Auto AgenciesDLR-0727 | Barasat | 104 | 3 | 2.9% | 1.4× |
| 6 | Godavari Automobiles KolkataDLR-0953 | Kolkata | 139 | 4 | 2.9% | 1.4× |
| 7 | Tapi MotorsDLR-0534 | Howrah | 209 | 6 | 2.9% | 1.4× |
| 8 | Saurashtra Motor Finance PointDLR-0525 | Durgapur | 115 | 3 | 2.6% | 1.2× |
| 9 | Kamakhya BikesDLR-0574 | Haldia | 349 | 9 | 2.6% | 1.2× |
| 10 | Krishna Valley BikesDLR-0429 | Tamluk | 119 | 3 | 2.5% | 1.2× |
PAR 30 by state and segment, Sep 2026. Blank where a state has no loans in the segment.
% of AUM
| State | M&HCV | LCV | SCV | Used CV | Tractors | CE | 2W | 3W | Cars |
|---|---|---|---|---|---|---|---|---|---|
| West Bengal | 7.4% | 6.7% | 6.8% | 10.4% | 7.7% | 7.6% | 10.3% | 8.0% | 4.4% |
Synthetic data · as of 12 Oct 2026
Whether the early-warning system flagged loans before they rolled into 30+ DPD, and how its bands have performed since.
Flagged beforehand
74%
Median warning
46 days
Loans a month
Synthetic data · as of 12 Oct 2026
% now 30+ DPD, by band on that day
Synthetic data · as of 12 Oct 2026
Plans are set for the whole book, so plan lines show only without filters.
Showing West Bengal