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Act · Early warning
Shah Carriers Pvt Ltd · M&HCV · Mehsana, Gujarat
CriticalCritical. FASTag toll trips down 80% against the 8-week baseline.
9 signals add up to 91. Mitigations count against the score.
FASTag trips down
FASTag toll trips down 80% against the 8-week baseline.
DPD bucket roll
Rolled to a worse DPD bucket on 26 Aug 2026.
Bureau score drop
Bureau score down 77 points, from 784 to 707.
E-way bills down
E-way bills on the operator's GSTIN down 66% against the prior quarter.
Branch or field-agent anomaly
Unusual collection reversals at the branch in the last 60 days.
New borrowing elsewhere
Three new loans at other lenders in the last 90 days.
Freight rates down
Freight rates on the operator's main corridor down 12%.
Unpaid e-challans
6 unpaid e-challans in 90 days.
Diesel price up
Diesel price up 9% in 30 days.
Score 91 of 100
CriticalEWS score, daily, with the band thresholds
Synthetic data · a signal counts for 90 days after it is observed
Every signal and event on this case, newest first.
21 Sep 2026
K2 · Branch or field-agent anomaly
+10 ptsUnusual collection reversals at the branch in the last 60 days.
16 Sep 2026
U5 · E-way bills down
+12 ptsE-way bills on the operator's GSTIN down 66% against the prior quarter.
6 Sep 2026
U1 · FASTag trips down
+20 ptsFASTag toll trips down 80% against the 8-week baseline.
26 Aug 2026
B1 · Bureau score drop
+12 ptsBureau score down 77 points, from 784 to 707.
R4 · DPD bucket roll
+15 ptsRolled to a worse DPD bucket on 26 Aug 2026.
Case flagged by the EWS
Score reached 25 (Emerging).
24 Aug 2026
E3 · Freight rates down
+6 ptsFreight rates on the operator's main corridor down 12%.
29 Jul 2026
B2 · New borrowing elsewhere
+8 ptsThree new loans at other lenders in the last 90 days.
23 Jul 2026
E4 · Diesel price up
+3 ptsDiesel price up 9% in 30 days.
21 Jul 2026
C5 · Unpaid e-challans
+5 pts6 unpaid e-challans in 90 days.