Act · Early warning

Case EWS-12161

Mandal Roadlines · M&HCV · Khordha, Odisha

CriticalCritical. No FASTag toll crossing for 27 days.

Why this score

7 signals add up to 87. Mitigations count against the score.

U2
No FASTag crossing
No FASTag toll crossing for 27 days.
+25
R4
DPD bucket roll
Rolled to a worse DPD bucket on 3 Oct 2026.
+15
U5
E-way bills down
E-way bills on the operator's GSTIN down 74% against the prior quarter.
+12
B4
Unreachable
Registered mobile number changed on 1 Oct 2026.
+10
B5
Co-borrower or guarantor stress
Co-borrower 30+ DPD on another loan.
+10
R1
NACH bounce, insufficient funds
NACH bounce for insufficient funds on 11 Oct 2026.
+10
C5
Unpaid e-challans
5 unpaid e-challans in 90 days.
+5

Score 87 of 100

Critical

255075

EWS score, daily, with the band thresholds

Synthetic data · a signal counts for 90 days after it is observed

Every signal and event on this case, newest first.

11 Oct 2026
1. NACH
  R1 · NACH bounce, insufficient funds
  +10 pts
  NACH bounce for insufficient funds on 11 Oct 2026.
8 Oct 2026
1. FASTag
  U2 · No FASTag crossing
  +25 pts
  No FASTag toll crossing for 27 days.
3 Oct 2026
1. LMS
  R4 · DPD bucket roll
  +15 pts
  Rolled to a worse DPD bucket on 3 Oct 2026.
1 Oct 2026
1. LMS
  B4 · Unreachable
  +10 pts
  Registered mobile number changed on 1 Oct 2026.
2. Bureau
  B5 · Co-borrower or guarantor stress
  +10 pts
  Co-borrower 30+ DPD on another loan.
3. LMS
  Case flagged by the EWS
  Score reached 25 (Emerging).
28 Jul 2026
1. Vahan
  C5 · Unpaid e-challans
  +5 pts
  5 unpaid e-challans in 90 days.
2. E-way bill
  U5 · E-way bills down
  +12 pts
  E-way bills on the operator's GSTIN down 74% against the prior quarter.