Act · Early warning

Case EWS-12299

Gupta Logistics · M&HCV · Lucknow, Uttar Pradesh

CriticalCritical. Rolled to a worse DPD bucket on 4 Oct 2026.

Why this score

5 signals add up to 96. Mitigations count against the score.

R4
DPD bucket roll
Rolled to a worse DPD bucket on 4 Oct 2026.
+30
U2
No FASTag crossing
No FASTag toll crossing for 27 days.
+25
U4
GPS geo-fence exit
Vehicle tracked outside its permitted region, in Telangana.
+20
B3
Delinquent at another lender
30+ DPD on a credit card at another lender.
+15
E3
Freight rates down
Freight rates on the operator's main corridor down 12%.
+6

Score 96 of 100

Critical

255075

EWS score, daily, with the band thresholds

Synthetic data · a signal counts for 90 days after it is observed

Every signal and event on this case, newest first.

4 Oct 2026
1. LMS
  R4 · DPD bucket roll
  +30 pts
  Rolled to a worse DPD bucket on 4 Oct 2026.
2 Oct 2026
1. Bureau
  B3 · Delinquent at another lender
  +15 pts
  30+ DPD on a credit card at another lender.
1 Oct 2026
1. LMS
  R4 · DPD bucket roll
  +30 pts
  Rolled to a worse DPD bucket on 1 Oct 2026.
11 Sep 2026
1. FASTag
  U2 · No FASTag crossing
  +25 pts
  No FASTag toll crossing for 27 days.
1 Aug 2026
1. Trends
  E3 · Freight rates down
  +6 pts
  Freight rates on the operator's main corridor down 12%.
2. LMS
  Case flagged by the EWS
  Score reached 25 (Emerging).
19 Jul 2026
1. GPS
  U4 · GPS geo-fence exit
  +20 pts
  Vehicle tracked outside its permitted region, in Telangana.