Act · Early warning

Case EWS-12616

Anand Subramanian · 3W · Warangal, Telangana

WatchWatch. First instalment, due 3 Sep 2026, unpaid.

Why this score

3 signals add up to 55. Mitigations count against the score.

R5
First EMI default
First instalment, due 3 Sep 2026, unpaid.
+25
K1
Dealer early defaults
Dealer DLR-0457's first-EMI default rate is 23% against a network average of 2.1%.
+15
R4
DPD bucket roll
Rolled to a worse DPD bucket on 17 Sep 2026.
+15

Score 55 of 100

Watch

255075

EWS score, daily, with the band thresholds

Synthetic data · a signal counts for 90 days after it is observed

Every signal and event on this case, newest first.

20 Sep 2026
1. LMS
  K1 · Dealer early defaults
  +15 pts
  Dealer DLR-0457's first-EMI default rate is 23% against a network average of 2.1%.
17 Sep 2026
1. LMS
  R4 · DPD bucket roll
  +15 pts
  Rolled to a worse DPD bucket on 17 Sep 2026.
4 Sep 2026
1. LMS
  R5 · First EMI default
  +25 pts
  First instalment, due 3 Sep 2026, unpaid.
13 Jul 2026
1. Vahan
  C1 · Insurance lapse (expired)
  Insurance lapses on 16 Jul 2026.
2. LMS
  Case flagged by the EWS
  Score reached 25 (Emerging).
12 Jul 2026
1. LMS
  R4 · DPD bucket roll (expired)
  Rolled to a worse DPD bucket on 12 Jul 2026.