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Act · Early warning
Sahoo Transport Co. · M&HCV · Sundargarh, Odisha
CriticalCritical. FASTag toll trips down 64% against the 8-week baseline.
8 signals add up to 93. Mitigations count against the score.
FASTag trips down
FASTag toll trips down 64% against the 8-week baseline.
Delinquent at another lender
30+ DPD on a gold loan at another lender.
Bureau score drop
Bureau score down 56 points, from 696 to 640.
Unreachable
Registered mobile number changed on 21 Sep 2026.
NACH bounce, insufficient funds
NACH bounce for insufficient funds on 19 Sep 2026.
Broken promise to pay
Promise to pay on 25 Aug 2026 not kept.
Permit expiring
Permit expires on 11 Sep 2026.
Part payment
Part payment of ₹25,500 against ₹50,000 due.
Score 93 of 100
CriticalEWS score, daily, with the band thresholds
Synthetic data · a signal counts for 90 days after it is observed
Every signal and event on this case, newest first.
1 Oct 2026
B1 · Bureau score drop
+12 ptsBureau score down 56 points, from 696 to 640.
21 Sep 2026
B4 · Unreachable
+10 ptsRegistered mobile number changed on 21 Sep 2026.
19 Sep 2026
R1 · NACH bounce, insufficient funds
+10 ptsNACH bounce for insufficient funds on 19 Sep 2026.
3 Sep 2026
C3 · Permit expiring
+8 ptsPermit expires on 11 Sep 2026.
U1 · FASTag trips down
+20 ptsFASTag toll trips down 64% against the 8-week baseline.
1 Sep 2026
R3 · Part payment
+8 ptsPart payment of ₹25,500 against ₹50,000 due.
25 Aug 2026
R6 · Broken promise to pay
+10 ptsPromise to pay on 25 Aug 2026 not kept.
Case flagged by the EWS
Score reached 25 (Emerging).
19 Aug 2026
B3 · Delinquent at another lender
+15 pts30+ DPD on a gold loan at another lender.