Act · Early warning

Case EWS-11872

Shree Ram Delivery Services · SCV · Amritsar, Punjab

CriticalCritical. No FASTag toll crossing for 30 days.

Why this score

8 signals add up to 97. Mitigations count against the score.

U2
No FASTag crossing
No FASTag toll crossing for 30 days.
+25
B3
Delinquent at another lender
30+ DPD on a business loan at another lender.
+15
B1
Bureau score drop
Bureau score down 64 points, from 757 to 693.
+12
C1
Insurance lapse
Insurance lapsed on 19 Sep 2026.
+12
B4
Unreachable
Registered mobile number changed on 30 Sep 2026.
+10
R1
NACH bounce, insufficient funds
NACH bounce for insufficient funds on 6 Sep 2026.
+10
R6
Broken promise to pay
Promise to pay on 11 Aug 2026 not kept.
+10
E4
Diesel price up
Diesel price up 8% in 30 days.
+3

Score 97 of 100

Critical

255075

EWS score, daily, with the band thresholds

Synthetic data · a signal counts for 90 days after it is observed

Every signal and event on this case, newest first.

5 Oct 2026
1. FASTag
  U2 · No FASTag crossing
  +25 pts
  No FASTag toll crossing for 30 days.
30 Sep 2026
1. LMS
  B4 · Unreachable
  +10 pts
  Registered mobile number changed on 30 Sep 2026.
19 Sep 2026
1. Vahan
  C1 · Insurance lapse
  +12 pts
  Insurance lapsed on 19 Sep 2026.
6 Sep 2026
1. NACH
  R1 · NACH bounce, insufficient funds
  +10 pts
  NACH bounce for insufficient funds on 6 Sep 2026.
11 Aug 2026
1. LMS
  R6 · Broken promise to pay
  +10 pts
  Promise to pay on 11 Aug 2026 not kept.
6 Aug 2026
1. Trends
  E4 · Diesel price up
  +3 pts
  Diesel price up 8% in 30 days.
5 Aug 2026
1. Bureau
  B3 · Delinquent at another lender
  +15 pts
  30+ DPD on a business loan at another lender.
2. LMS
  Case flagged by the EWS
  Score reached 25 (Emerging).
24 Jul 2026
1. Bureau
  B1 · Bureau score drop
  +12 pts
  Bureau score down 64 points, from 757 to 693.