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Intelligence
Policies, playbooks, segment guides, regulatory notes and lessons from past cases.
10 documents, most recently updated first
Segment guideKB-008
A bus earns only while its fitness certificate and permit are valid. How to track both and what to do when they lapse.
Regional credit manager, North · M&HCV
Updated 18 Aug 2026
Cited by 719 cases
Segment guideKB-030
Diesel is 35 to 45% of a truck's running cost. How a price rise reaches the operator's margin and the instalment.
Credit risk, commercial vehicles · M&HCV, LCV, Used CV
Updated 14 Jul 2026
Segment guideKB-018
Pickups and small cargo vehicles in cities live on e-commerce and quick-commerce contracts. Their usage data reads differently from highway trucks.
Credit risk, commercial vehicles · SCV
Updated 9 May 2026
Segment guideKB-021
How empanelled valuers price a used truck, and what the resale market looks like when we have to sell.
Head of Used Vehicle Finance · Used CV
Updated 27 Feb 2026
Segment guideKB-034
Personal-use car loans behave like salaried credit; taxi and aggregator cars behave like small commercial vehicles.
Credit risk, retail vehicles · Cars
Updated 25 Nov 2025
Segment guideKB-009
Tippers earn from mining, quarrying and construction. One lease or one project can carry the whole repayment.
Credit risk, commercial vehicles · M&HCV
Updated 6 Oct 2025
Segment guideKB-017
Three-wheeler borrowers earn daily and pay monthly. How to judge income, and why the dealer matters more here than anywhere else.
Credit risk, retail vehicles · 3W
Updated 30 Sep 2025
Segment guideKB-033
How long-haul and regional haulage operators earn, what their costs are, and how to read their usage data.
Credit risk, commercial vehicles · M&HCV
Updated 19 Aug 2025
Segment guideKB-020
Who buys construction equipment, how they are paid, and the seasons and projects that drive repayment.
Head of Construction Equipment Finance · CE
Updated 21 Jul 2025
Segment guideKB-032
Tractor borrowers, their crop cycles, custom hiring and the regional differences that shape repayment.
Head of Rural Lending · Tractors
Updated 2 Jun 2025